if people haven't noticed by now, my mods come in working character folders.
usually has a thumbnail, a Mods.txt referencing what swf to load, and the settings file.
if loaded as a character (instead of through the manual file navigation through the swf import) you don't even need to move the settings file.
all you need to do is drop the character folder into the loader's 'Mods' folder, and update your CharacterFolders.txt to include it. you can then find it on the character selection menu in game.
the mods actually look for settings files in their own character folder first, then fallback to the loader's 'Settings' folder if they cannot be found. (such as when you manually import then through swf import and there is no character folder referenced)